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Big & banks
Macro economic Analysis
Intermarketflow

Banking System and Credit

To analyze which banks are most exposed to consumer credit delinquencies, the most useful approach is to break down their business units and assess the weight of consumer lending within each balance sheet. Here’s a summary bank by bank (based on 10-Ks, Fed H.8 data, and 2023–2024 reports):

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The normal distribution gives us the mathematical foundation to obtain Z-scores.
Explorer
Intermarketflow

#64 Z-Score: A statistic every trader must understand

Intermarket Analysis Throught Macro and Technical Methods     Here you will find: The concept of Z-score, clear and simple so that everyone can understand it. The theoretical mathematical foundation where it originates. We’re going to use this metric a lot in the services we’re launching. It’s important that you

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Minimum credit card payments
Macro economic Analysis
Intermarketflow

#61 Delinquencies rates on Consumer Credit: A Closer Look

We conducted an in-depth analysis of the banking industry’s consumer loans and found that delinquency and loss rates are huge across all categories — 30, 60, and 90 days. On top of that, the percentage of people paying only the credit card minimum is surging. From there to becoming delinquent

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